- (214) 548-5190
- info@directfundingresources.com
DSCR loans are designed for real estate investors who want to qualify based on rental income rather than personal income. These loans help investors purchase or refinance rental properties without requiring tax returns or extensive documentation.
Yes, most Fix & Flip Loans require a down payment, typically covering 10-25% of the total project cost, with up to 90% of the purchase price and 100% of rehab costs covered.
Yes, but they may face stricter requirements, such as higher down payments or lower LTV ratios. Experience in real estate investment is often preferred.
Most loan programs require a minimum credit score of 640, though higher scores may help secure better rates and terms.
Our bridge loans come with no prepayment penalties, giving you maximum flexibility to exit early.
Most DSCR loan programs do include a standard prepayment penalty, but investors have the option to opt out of having one.
Interest rates depend on several factors, including credit score, experience, property type, and loan-to-value (LTV) ratio. Our rates start as low as 6.75%.
Borrowers can apply online through the Direct Funding Resource website or contact a loan officer for personalized assistance.
The loan process can be completed in as little as 10 business days, depending on the complexity of the deal and document submission speed.
Required documents may include a completed loan application, credit report, property appraisal, purchase contract, and proof of funds for the down payment.
Yes, Direct Funding Resource provides financing for new construction projects, covering up to 75% of the loan-to-value ratio.
We strive to deliver the highest levels of service to help you reach your goals. We thank you for your trust and support. From the first call to closing, our team is with you every step of the way!
Equal Housing Opportunity Direct Funding Resource ™ 2025 | Company NMLS: 1829341