Private Money Investors

Private Money Investing

As a co-investor in private mortgage loans with Direct Funding Resource, discerning investors are presented with a unique opportunity to diversify their portfolio, accumulate wealth, and attain exposure to the real estate market. Our investments focus primarily on short-term bridge loans, first lien renovation, and construction loans, all originated directly by Direct Funding Resource.

Investing in mortgages offers the unique role of becoming a lender to real estate owners.

Benefits

This alternative real estate exposure comes with various benefits:

Reduced Capital Risk

We require borrowers to infuse their own equity into the project, usually between 35% and 45% of the property's value. Consequently, should the property sell for less than anticipated, the borrower absorbs the initial loss risk. This arrangement reduces the capital risk for you as a co-investor, compared to outright property ownership.

Steady Returns

Your returns as a co-investor stem from the borrower's monthly interest payments. Since these returns are not dependent on property price appreciation, they provide a more reliable income stream.

Added Security

In case of borrower default, you as the co-investor can foreclose and take ownership of the property. This offers a layer of security, as the underlying real estate can act as collateral. As a co-investor, you always hold a first lien on the property.

Real estate investment via mortgage loans offers an appealing route for investors aiming to buffer against stock market volatility and diversify their investment portfolios.

Investing Consultation

Complete this form and we will contact you with more information regarding investment opportunities and options.